After reading the new IB disclaimer (where the customer is responsible basically for all transaction), I decided to get their Secure Device. On this web-page http://www.interactivebrokers.com/en/accounts/secureTransactionProgram.php?ib_entity=llc It states for Individual accounts: âAll individuals will receive a secure device. There are three variations of the device which will be explained to customers during the subscription process.â However during the subscription process, only two types of the device are offered (Platinum or Gold). And it says ââ¦depending on which model you have, the device is locked by a Personal Identification Number (or PIN) â¦â. But nowhere does it say which one has the PIN number and/or describe what other differences there are. So based on what should the customer make the selection? Anybody here has any experience with these tokens?