My cousin submitted an application to IB on Monday, April 21, 2008. He received an email asking about criminal history. He promptly responded (non-violent, non-financial, not involving moral turpitude crime and received probation). I thought this was unusual, for I know of some IB clients with records of violent and financial crimes, and they all have accounts. As of today, he has not received any answer--acceptance or rejection. We thought that IB processed applications quickly--24 to 48 hours. Any comments from the IB staff or board members appreciated.