I want to trade futures. Just upgraded my IB stockmargin acct. to a Universal acct. Completed that OK. Opened the acct manager, then opened the "upgrade acct" window, chose stocks & futures and selected "SUBMIT." Here's where the prob begins: Got a return message saying that I was declined because my "trading experience, investment objectives etc" were insufficent (or something to that effect). What gives? Has anyone else upgrade to a Universal Actt. only to be declined access to futures trading with this message? Would appreciate any insight, help or outright solution to this problem. I want to trade futures but IB says no. HELP!