I just opened an account at ThinkorSwim. Moving from OptionsXpress. The main reason was the commissions are less at ThinkorSwim and I have heard nothing but rave reviews. Wifey has her IRA at OptionsXpress and they will charge her 100 bucks to close her account and transfer it...Do you know what Thinkorswim is going to do? They are going to pay it! Don't tell Wifey (she gets violently jeolous and hits me about the head) but that girl named Molly is real friendly on the phone. Michael B.