14% annualised return VS S&P -40% Not too bad. I am interested in trading in real life though I think I got the hang of via paper trading but would like some insight. I have 500,000 dollars cash I can use for trading but I do not want to use leverage or margin. what is a good platform for trading? is options writing a good idea? maybe write put contracts on the SPY. I was thinking of writing put contracts for december for SPY at strike price of 70 and a premium of 2.00? sounds like a safe bet.