wtf is that. what kind of scum buys a house, agrees to pay a certain amount a month, and then shits their pants if the house price falls? what the hell does that have to do with the monthly payment THEY OWE? all deadbeats, not victims sounds to me like they should be building jails for these assholes, not worrying about how to bail them out. if you're one of them, tell me how you look in the mirror?