my company is in the process of changing 401k providers to Fidelity.Their new rules mean that i must make trades longer than 30 days. I get three times per rolling 12 months to cut a trade shorter than 30 days.There is no brokerage option, just the usual 10-12 funds to choose from. So given the new rules, i am wondering what the best way to manage the account might be. I have been swing trading in outside accounts, with moderate success, for about 2 yrs. now, so i do have some experience there. This is what i see as my options. 1. swing trade the weekly charts of the funds,saving my 3 times for getting out of busted trades.The biggest problem with this option is potentially missing out on a extended move. Hard to fill up those forms when the cement truck is on the sidelines! And i could be stuck with a bad trade if i didn't have a "stop" available.A more surgical approach than option 2, but has it's own problems. 2. Go to some form of momentum based fund-switching technique.That is, be in the market almost all the time,except when the bond or mm fund surpasses the stock funds in the ranking. I could divide my money between 3-4 stock funds initially,so the transition between stocks and cash might be incremental.In a bull market, i think this option might be hard to beat.I think i would get beat up more when the market transitions to a cyclical bear, than with option 1. I realize people here are really much more short-term oriented, but this board is where i think i can get the best feedback.At any rate, thanks for listening.