I'm just thinking of way to meet these 2 conflicting objectives: 1) take money out of the trading account to meet monthly expenses 2) grow trading capital Here is what I'm thinking: - at the end of each month, take out half of the trading profit for monthly expenses, and keep the remaining half in the account. e.g. if i made $2000, withdraw $1000 and keep the remaining $1000. - the trading profit obviously will fluctuate month to month. if i made more, i can take out more. if i made less, i would still want to maintain a minimum withdrawal amount so that i know i have certain amount of money to spend each month. e.g. a minimum withdrawal amount of $1000. if i made only $1500, i'll still take out $1000 and keep $500 in the account - don't take money out in a losing month. wait until the capital is above the "high water mark" before withdrawing money again. I think that can help balance between the need for monthly expenses and growing trading capital, also help prevent trading capital from depleting. Anyone doing similar things? mind to share?