If I read one more article about how a family is struggling despite their $1,600,000 net worth, I am going to gag. What am I missing? I busted my ass for years working and do not have a million dollars put away. I guess mortgages, car payments, groceries, kids, wife etc got in the way. It just seems like everyone is wealthy and middle class is a $2 million net worth. The odd thing is that if you look at job ads, most pay crap. I was downsized and would like to work again but can make more daytrading and would feel stupid to give it up for some crummy service sector job.