I'm trying to understand how those with high interest incurring bank accounts are able to avoid the brunt of annual money inflation that most aren't able to. TO understand this I'm wondering how on average the percentage rates work. I'm assuming that the more money you have to store the better the interest rate you can get. Is this how it works?
if inflation is greater than the rate the bank is giving you than you are still losing money in a sense (that each dollar you have is worth less) not losing physical dollars. And usually yes the more money you put in the better the rate but it's only marginally better than the rate if you were to put less money in. As far as investments if you actually want to make a return on your investment a bank account is not gonna get you that. no risk, no reward.