You're saving $10k a year... work another 5 years, and your growing salary + compounded interest should have you already up at 100k. This isn't a race. The market will still be there waiting for you in 10 years.
From Paychecks. Also did this to supplement it. This is called App O Rama. Read all about it in Fatwallet Finance. If you know what you are doing, I highly recommend it
In my case it did. Bought a piece of farm land cheap because it had too many trees on it. Sold the timber. Then sold the cleared farm land.