The real money is in managing O.P.M.'s? Into the high hundreds of millions. Now I know old Bernie was scammer but he was only boasting 12% per annum. How did he manage to attract billions $$ with those kind of returns? I'll give him this...he must have been one hell of a marketer. Which leads to another question....Is it that hard to make 12% per annum investing in stocks? Must be or else he would have simply done that instead of scamming right?