House Democrats' ‘Medicare-for-all’ bill would largely outlaw private insurance

Discussion in 'Politics' started by gwb-trading, Feb 28, 2019.


  1. So, you are confirming that Trump's massive increase in VA funding and focus on VA problems is paying off?
     
    #101     Mar 5, 2019

  2. Maybe she only goes to pharmacies owned and operated by a Whitey.
     
    #102     Mar 5, 2019
  3. elderado

    elderado

    [​IMG]
     
    #103     Mar 5, 2019
  4. Tony Stark

    Tony Stark


    I agree with a lot of what you're saying but your suggestion would be extremely hard to get through congress due to the ins lobby,dumb ass republican voters who believe the socialized medicine bull shit and republican whores in Congress as well as a few of the insurance whore democrats like Mary Landrieu and Blanche Lincoln who blocked the public option the first time imo.

    If we get a medicare option I think insurance companies will eventually die out on thier own as people and employers get tired of thier bull shit and switch to medicare voluntarily.I dont think we can get them out through congress anytime soon.
     
    Last edited: Mar 5, 2019
    #104     Mar 5, 2019
  5. gwb-trading

    gwb-trading

    I just pinged someone who lives France about this. He says that doctors in France inside the public healthcare system have not been allowed to make house calls since the 1950s with two exceptions; end of life hospice care and in-home physical therapy. Based on this I believe this ladies tale is a fabrication. Or the lady was covered under private insurance as a foreign college student and the cost was only for the prescription.
     
    #105     Mar 5, 2019
  6. Cuddles

    Cuddles

    Or your French source is wrong or made up
     
    #106     Mar 5, 2019
  7. piezoe

    piezoe

    I understand what you are saying, and I understand the difficulties of fighting an insurance industry that spends a billion of our premium dollars not in our best interests on political contributions and lobbying .

    What we have now is of course Cartelicare. And Cartelicare is unbelievably expensive; exactly as one would expect in the case of inelastic demand in a market totally under regulatory capture , i.e., where the providers, not the public, have tailored the regulation. It doesn't take a rocket scientist to understand why U.S. medical care is absurdly expensive. Its cost continues to escalate well beyond the inflation rate... If we don't stop this insanity, the situation is going continue to get worse! This is not a case were the market will move spontaneously back toward sanity..

    It is essential, if we get medicare for all, that it be mandatory for all and not optional. This will allow costs to be averaged over a lifetime. What will happen otherwise is that insurers will undercut medicare premiums for the low-risk young and healthy, pushing up medicare costs for everyone else. We will be back to where we are now with private insurance covering the young and healthy and medicare covering the old and infirm.

    The medicare system for people 65 and older is good, at present at least, and verging on excellent. But the cost is incredibly high, even with Medicare curbs on cost, because people have been paying in for their entire adult lifetime but only getting covered after age 65. During their working years, they are paying exorbitant premiums to for-profit insurance companies, either directly or through their employers, on top of what they are paying into medicare. It's absolutely a ridiculous arrangement.

    Medicare now has a cost sharing feature. The patient pays 20% and the Government pays 80%. But 20% of $100,000 is still 20K! So people generally take out supplemental insurance to cover the 20% that medicare doesn't pay. I would expect therefore, under medicare-for-all, an opportunity for insurance companies to sell supplemental policies to cover that 20%. Assuming that if everyone was brought under medicare the 20/80 split would be kept. After we get medicare for all, the next step would be to make it transportable, so that medicare would pay up to the U.S. usual charge anywhere in the world, even for U.S. citizens who are residents of other countries.. But one thing at a time.
     
    #107     Mar 5, 2019
  8. piezoe

    piezoe

    The VA is totally SOCIALIST, surely that must concern you!
     
    #108     Mar 5, 2019
  9. Yes. But the article posted seemed to confirm that Trump not only improved the troubled system he inherited - but - in addition- we also know that he has begun moving parts of the broken system to the private sector....to allow vets to see private sector physicians where and when they would otherwise die or suffer waiting.

    See how it works when you are not a kool aid drinking commie? You make government more effective while also reversing socialist elements that have failed.

    WINNING!!!!

    Sorry that those developments are inconvenient for the narrative that you are promoting. We know that as a career government type, you would prefer to see everyone- including vets- getting their care down at the DMV. Lucky for you, there are some dem candidates running who might be on board with that.
     
    #109     Mar 5, 2019
  10. The patient pays more than 20%. They pay the 20% copay- plus deductibles- that you refer to but they also paid for years into the portion that you say "the government pays." Probably more of the private sector plans would be more affordable too, if the patient were required to pay into them for 40 +/- years before being able to use them as is true with Medicare, eh?

    It all becomes a word game/marketing game anyway. What is being talked about is actually medicaid for all. Unless the lefties are planning to have a medicare for all where all the kids in the family are on medicare too. Then you begin drifting further and further from the medicare for all model which is already massively more expensive even if you just altered it a bit to cover adults over 55. Expanding a program that is already insolvent. What could go wrong there?

    Not gonna be much money left for that Green New Deal- little joke there, not really.

    Don't go full AOC on us where you are going to fix the hunger problem in the country just by building more grocery stores.
     
    Last edited: Mar 5, 2019
    #110     Mar 5, 2019