Can any forum members using Hotspot give some idea of the swap rates and spreads (if any) it offers to its retail customers? In addition, a comparison of these costs with typical interbank swap rates would be particularly welcome. For example, as of March 17, for EUR/USD, a daily swap point of 0.7/-0.75 (short/long) with a 0.05 spread is considered competitive in retail FX, isn't? Can Hotspot retail offer better terms? Thanks!