I see estimated 2009 earnings at 5.62, over twice 2008 earnings. However, recent concerns about HIG's exposure to 2006-2008 mortgage-backed securities sparked a panic selloff recently. From a purely technical standpoint HIG is quite oversold, but remains ugly on the daily chart and seems to be headed for a test of 4.16. I'm looking at HIG for a swing trade to the long side at some point, but don't feel that I have enough information to time this one well. Input anyone?