On page 39 of Jim Cramer's "Mad Money" book, Jim Cramer is talking about the balance sheet of CAT back in 2005. CAT had $10 billion of debt due in the next 12 months. He says that although their current debt due is more than 3 times the size of its operating cash flow, CAT is in a position to refinance and ultimately pay off that debt. "If you look at the FINANCING ACTIVITIES section of the cash-flow statement, you'll see that people are still willing to loan CAT money." What does he mean "people are still willing to loan CAT money?" What is he looking at? Is he looking at the "Net Borrowings" under Financing Activities? What change on the balance sheet year to year indicate people are still willing to loan a company money?