Hello everyone, I need some advice. I run a private money lending group out of San Francisco. We have about $1.5M in equity. The market for our loans is huge, so we're looking for a way to leverage into some credit facilities to increase our lending capacity. The credit crunch has tightened access to funds. Most banks want strict collateral to lend against. We've looked into "structured financing," and the whole SBLC/BG and leased instrument thing looks like a fraud. Our best bet, it seems, would be to acquire truly asset-backed collateral to use for acquiring a line of credit. We're thinking bonds, and we're wondering if there's a way to leverage our existing capital into a zero coupon, 10 or 20-year bond. For example, is there a way to take $4M and get 4:1 leverage (or better?) into a bond that yields $16M at maturity? We'd then put this bond up for collateral to obtain a 1:1 line of credit. If there's a way to get this done, please let me know. If you understand what we're trying to accomplish, but think there's a better way of doing it, please let me know as well. Thanks!