Greetings: I am in the process of obtaining financing for a home purchase. The breakdown is as follows: Cash down payment (no rate): $15,000 Cash down payment (floating 3% rate - follows PRIME, floats monthly): $47,500 Loan from bank (30-year fixed, 5%): $187,500 I am interested in setting up a hedging stragetgy to protect myself against the upward movement of PRIME. I am wondering if anyone has experience with this on a retail level. The specific question is whether or not there is an ETF product that follows the PRIME rate I may short or if a futures account would be a better idea. Any thoughts are appreciated, thanks!