It truly is time not timing and nothing beats dollar cost averaging. Just try tweaking it a little. Corporations are always going to earn a profit with is why indexes will always rise at or above the rate of inflation.
Found a few "short" mutual funds ($GRZZX)....I generally don't rotate my choices since there's restrictions, but will buy into others depending on what I'm seeing. I suppose I could rotate to short or bonds in the interim. To be clear, I'm still contributing regardless, the question is whether to stay solvent (which I'm allowed to) or put it into long-term funds (with the way the market's heading)
Any 5 year period you’re 90+% likely to be up. Any 10 year period you have essentially a 100% chance of being up on that initial investment. Average correction lasts less than 18 months. Sounds like you may have 30 day restrictions on trades placed so must be nimble with shorts. You can go short I just wouldn’t allocate more than 10-15% of portfolio in short term speculation. If you think near a top a balanced fund goes 60-40 equities to bonds down to 40-60. So those also can take risk off at the top. Just a matter of being smart with dollar cost averaging contributions and asset allocation. Avoid the all or none way of thinking in a retirement account
That actually is dividend yield. Earnings yield is just the inverse of P/E ratio https://www.investopedia.com/articles/investing/120513/comparing-pe-eps-and-earnings-yield.asp
Expected returns are higher when the markets are down a lot. That being said investors are always braver at the top. If the markets are down 80%, then it has to go up 500% to break even. After depression in 1929, it took close to two decades before markets regained its original level. Dollar cost averaging helped the investor who were young and kept on investing. But due to sequence of risk, retiree at the beginning of depression died eating cat food
you did explain it to @Here4money like he is dumb lol earnings yield has nothing to do with dividends... the idiot actually bot it lol.
Dividend and earnings yield is the same concept. Earnings yield doesn’t mean dick anyways because it depends on interest rates. But you already knew that right Warren?