Am looking for a new carrier for health insurance for myself and family (3 people). Aetna, my present carrier, is upping the annual cost from $7,416 to 10,296 or 38% increase !! They claim their costs have gone up. With an average of 4 doctor's visits a year, I figure this is over $2,500 a visit !! N.J. seems to be among the highest states for all types of insurance. I have checked with Costco and Sam's Club but they do not offer group health insurance. I know that some prop firms offer group health insurance but I am not a prop trader and don't plan on going prop anytime in the near future. Any leads would be appreciated. Thanks.