OK. I'm currently insured with Kaiser Permanente, paying about twice what my rate was when I was employed, with fewer benefits. If I recall correctly, pretty much any kind of organization (clubs, NPOs, etc.), not just "companies", can get some kind of group rate. If you're small enough, you don't have to administer it yourself, either - they can do all the work. So, if anyone is interested in getting together a group for Kaiser, please PM me with your location (city, state) and I'll do the legwork once I get a headcount, if there's sufficient interest. While Kaiser offers coverage in multiple states, it's not clear whether you can actually form one group without at least 150 people, but I'll check. You can see if you're in a coverage area at http://www.kaiserpermanente.org .