That has always been a sore spot with me. You can graduate from HS and even get an advanced college degree... and never get a class in Personal Finance. Of all the education one can get, what's more basically important? (So, you can conjugate a verb* and solve a quadratic equation*... but you can't balance a check book or understand credit card interest, an apartment lease or financing a car?) It's like the "establishment" intentionally deprives students in this area... like they want people to remain financially ignorant their entire lives so that they can be taken advantage of. Seems the only way you can become financially savvy is to seek out the education on your own. Most people don't. At my college, it was a requirement to take a course on Public Speaking. Why? Because getting over the fear of failure and embarrassment in a public speaking arena is a valuable life skill. At Hillsdale College in Michigan, you can't get a degree without having passed a course on the U.S. Constitution. What could be more important as an American... even more so now than ever? (Hey, have you noticed? The Lefty DemoCraps want to trash the US Constitution and install a Communist-like totalitarian government.... with Lefty-Communist/DemoCraps in charge of everything and everybody. If all Americans just had a "feel" for the Constitution, let alone have expert knowledge, the DemoCraps wouldn't even exist.) Similarly true concept with Personal Finance. *I understand. Presuming much.