Newbie question -- treasurydirect.com looks great for some IBonds (currently with 8% - 9%). But their website looks so old, looks like it is from 1999. Is it trustworthy, has anyone had a good or bad experience with trying to get their money out of the site and back into a personal account? I also heard some people say IBonds were great for income (note: I'm aware of $10k/year purchase limit, and penalties of w/draw before 30 years). But how would you get a monthly or yearly income stream out of an IBond? The site says the interest accumulates, and get it when you cash out the bond. This sounds like a one-time lump payout, not a steady income stream.