Guy makes $160,000 and barely making it month to month...

Discussion in 'Wall St. News' started by S2007S, Mar 1, 2017.

  1. jj90

    jj90

    @Overnight And I plan to default on my credit cards and rob a bank! Better call the feds!
     
    #181     Mar 6, 2017
  2. JSOP

    JSOP

    Last edited: Mar 6, 2017
    #182     Mar 6, 2017
  3. JSOP

    JSOP

    Our sales tax is from 10% - 15% in most of the provinces except Alberta and the three territories in Igloo land where the average year-round temperature is -30+ degree celcius. And we are now being charged healthcare on our taxes once your income is above certain threshold so it's not free for us anymore.
     
    #183     Mar 6, 2017
  4. atrp2biz

    atrp2biz

    The taxtips table include all the surtaxes. I'm in AB, so my rates are slightly lower than ON/PQ. I haven't done the math, but even Quebec shouldn't be that high for $160k.

    Another big difference between the US and Canada are property taxes. In my city, property taxes are ~0.3-0.4% of my property assessment. We explored moving to Sugar Land, TX and couldn't believe the property taxes down there.
     
    #184     Mar 6, 2017
  5. JSOP

    JSOP

    Alberta has one of the lowest personal tax rate at 36%, the same as the three Igloo land territories and BC. If you click on the link that I provided in my previous post, http://www.ey.com/ca/en/services/tax/tax-calculators-2016-personal-tax and type in 100,000 in the "taxable income" box and click on "Calculate", you will see the marginal tax rate for all of the provincial tax rates in Canada as well as how much in dollar amount you will be paying. Ontario and Quebec are not the only provinces that have 40+% fed + prov. combined tax rate.
     
    #185     Mar 6, 2017
  6. atrp2biz

    atrp2biz

    ^ There's a difference between marginal and average tax rates. I don't see how you're getting a 45% average tax rate on $160k in any province.
     
    #186     Mar 6, 2017
  7. ironchef

    ironchef

    The 10% did not factor in equivalent rental income or leverage either.
     
    #187     Mar 7, 2017
  8. Overnight

    Overnight

    You can rob a bank and have the Feds chasing you. That's no problem.

    But defaulting on your credit cards and having them go to collection agencies?

    That would be your new living hell. In that case, the Feds would be doing you a favor by throwing you in prison, because those collection agencies will tear out your soul. Feds don't tear out souls, they just do their job. :-O
     
    #188     Mar 7, 2017
  9. jj90

    jj90

    @Overnight I need some cocaine money. Which banks/institutions do you bank at? Gonna get a few CC's from them.
     
    #189     Mar 7, 2017
  10. dealmaker

    dealmaker

    Last night I saw an episode of "House Hunters International" where a professional Bay area couple got transferred to Sydney. They were shocked how high rental prices were. In the end they paid $2400/month for a small one bedroom apartment near Sydney Harbour Bridge.
    Didn't say where they were living in the Bay area but not obviously in the city for $2400/month.
     
    #190     Mar 20, 2017