The VIX was up to, thats so funny. As the markets make new highs, every Monday the VIX will gap open due to the VIX futures. This is how it's manipulated to keep from setting off alarms. The VIX should be at 8 but it was up 3.65% today. Rigged to perfection
VIX and SPX are not directly inversely correlated. It's the fear index, a measurement of options. Going up is good, it reduces fear and volatility. Going up too much too quickly, like it did today, would result in an increase in VIX as people buy protective options because they don't believe it will last. Also considering the record low for VIX is 9.31 in 1993, you are pulling the number 8 from somewhere, and I doubt it's math.
As of Wednesday's close, the Dow has posted gains in 18 of the past 22 sessions and 12 record closes since the election. The S&P and the Nasdaq, meanwhile, have risen 4.8 percent and 3.9 percent since Nov. 8, respectively. 12 record closes since Trump won the election... Aside from that whats that saying that buffet always says and repeats when markets are in collapse mode? Warren Buffett — 'Be Fearful When Others Are Greedy and Greedy When Others Are Fearful' Funny how that saying is constantly being yelled as markets were selling off day after day and month over month back in 2008-2009 but fast forward to 2016 when markets have rallied since 2009 and not one mention of the saying "be fearful when others are greedy"
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you could get better deal with one of those peer to peer funding such as Prosper.com or brick and mortar bank like PNC. they offer 7.5% for 5 years loan.