Little about myself... I'm not an avid trader, I have no winning strategy or holy grail. I am better at preserving capital. I love my job i'm an ironworker in nyc and I work hard for my money. In my free time I read and study about trading and the economy. I took a night class in economics. 28 years old. I have an account with IB and went from 11k to 7k in about 5 months trying to trade the es then cut myself off. 4k taught me alot! I have about 50k in savings and I was planning on buying a multifamily house as an investment. I'm trying to see what my options are for a good investment with low max drawdown and better than 5% return. No matter what it may be. I have a good knowlege on how the markets work, have experience trading options, stocks, futures... yet I really don't have a viable strategy. My question is if you had 50k and were to put it somewhere to generate some sort of income better than a cd yet relativley safe what would it be? realestate, low beta/high dividend stocks, conservative options strategy, bonds... etc??? whats your opinion?