Got good health insurance at work, have no plans to leave in the short-run. I'm just curious if any of you have left your day job with high health cost overhead to trade independently. How should I incorporate those costs into my business plan, and should I allocate maybe 2-3 years of savings before I go solo if I have severe health problems? Or should I get married and count on wife's health plan or something? Is this workable? (FYI, I'm in the US, not Canada.) Or should I give up the idea of going solo and just try to make myself valuable as an employee?