this is off the trading subject but thought i would pass it along for others. i just moved my auto and home insurance over to gmac insurance and saved 20% over my last carrier. on top of that they allowed me to put it on my gmac credit card and get 5% more back from that.i have no connection with gmac but highly recommend their service. their credit card is another giveaway. they give 5% kick back on all purchases towards a new gm vehicle. i use their credit card for all my purchases including utilities and food. even though i pay the bill every month and have never paid them a dime in interest i get 5% back on every dime i spend. looks like free money to me. http://www.gmacinsurance.com/