What you think? Get a loan at 4% to invest long term (at least 3 years) in the Dow Jones? Buying DIA ETFs. I forgot to clarify: This is NOT a personal loan. It's a loan for an investment company.
Actually, it might not be such a bad idea, what with the printing press running at capacity. If it keeps going, Dow in nominal terms might just go to the moon and nothing beats being a borrower when inflation's high.
What I think? I think you are extremely desperate. What you are doing is a carry trade with the Cash/DIA "currency" pair, which is always risky. Value investors don't do this, by the way.
This is a terrific idea. Leverage is a wonderful tool, the more the better. And you have a nice house which I'd like to buy in foreclosure.