Ahhh Tom so now you're attacking either my intelligence or virtue? You sure are an uplifting one aren't you. I apologize that I am not as internet savvy, investing savvy, and apparently ET-savvy as you are. I suppose if the greater community holds your same viewpoint I'll let this thread go.
To be fair, you should say "there is a good chance that you're attacking ...", as i made a probabilistic statement. You are instead making apodictic statement about me. I am sorry that you seem to feel to be in "either" one of 2 categories, but, if you care to exercise logic, that was not my statement. I would never think that you are not "investing savvy". On the contrary, I understand reading your enthusiastic reviews and some other posts that you are satisfied with your broker and, i imagine, your investments. Tom ;-)
I don't believe it was a stretch of logic to take your probabilistic statement to be accusatory in nature, and I am indeed satisfied with both for now. I hope the same for you.