This financial crisis originated in the nominal economy. Greedy guys under their creative destruction gave birth to "derivates and CDS" able to buy the US economy 35 times. Despite that nothing has happened to the real availability of resources, (a supply side shock) we shall suffer. Many of my friends and I agree to: 1-the reestablishment of a 100% reserve requirement on all bank demand deposits and equivalents; under this rule fractional reserve lending would be eliminated. 2-the elimination of central banks as lenders of last resort (which will be unnecessary if the first principle is applied and harmful if they continue to act as financial central-planning agencies). 3-establish an independent treasury, operating as bank on itself and to increase the money supply by 2% yearly (just as Milton Friedman suggested). I ENCOURAGE YOU TO POST ANY COMMENTS AS WELL AS VOTING IN THE POLL.