Hello, I have the habit of using IB to make my currency conversions and avoid the outrageous forex spreads displayed by most FCMs, but I have a problem with my new one( Phillip Capital ) which doesn't make wires to non-US FCMs (like IB UK for me). I need euros in everyday life and my bank in Spain displays even more outrageous spreads. Does someone has a good trick like a US FCM which act as a forex broker ( with tight spreads , no more than 20 pips for example ) and no platform or maintenance fee? I solely intend to use it for currency conversion( 1 or 2 a month )and if necessary I can make a few futures trade( spreads ) to justify the existence of the account. Any other idea? Thanks a lot.