Hello, I could really use some advice from anyone willing to offer it. I am in the process of making an extremely important decision in my life and I think it would be valuable to get feedback from people who can relate. I am a former prop futures scalper (highly unprofitable) turned systems trader (profitable but limited experience). I am 28 and spent two years trading futures at the prop firm before realizing that scalping is just not my game. I do not like making discretionary, instinctive trading decisions. I need clear cut statistical evidence that my trades have a positive expectancy. I feel that I am well-versed in what it takes to succeed in this game, and I will eventually become a consistently profitable trader. That being said, my life situation at the moment is bad. I have no job and roughly $900 of monthly expenses. I only have $3,000 to my name and I have over $13,000 in credit card debt (although it's at 0% interest for a year). I recently passed the series 7 after a stock trading prop firm decided to back me. (please don't ask the name, they are legitimate and that is not a concern). They require a $5,000 deposit, so I was planning on using a credit card cash advance in order to open the account, and I'll have 20 to 1 buying power. I do not plan on risking any more than $300-400 in any single day. There is a $120 monthly desk fee. I have a bachelor's degree from a good school so I do have something to fall back on in case I fail, and I think I can transfer the series 7 license over to a job where it might be useful. Should I open the account and trade full-time or should I just get a job and save up more money so I can trade with it later? Please feel free to ask more questions if needed. Your candid advice would really be appreciated. Thanks.