everybody is holding on to cash pay 1% interest or less. especially USD..why hold the USD. what will people do when the USD value has it's day of reckoning. US debt is over 1 trillion. 1 year deficit is 1 trillion. inflation happens suddenly in days. i'm surprised USD is still holding onto unrecord gains from October2008. gains in currency havent' seen in decades. everybody will be running back to hard assets like oil, real estate and dividend paying stocks once the realization of holding cash is futile in the long run.