I will help you engage in the test. Put a question to me that is typical of one on this site. Something like, "What should I trade to make me rich? I have $4,000. to invest." You will receive a response. And you judge whether or not the response is human or computer.
Here goes. My employer and I paid in $217K to Social Security over my working life. I calculate that if I live to my acturial date I will collect $333K more in benefits I should have if they had invested the taxes at 5%. In the present environment of high risk and low return, how can I hedge against the inevitable loss of some of those benefits due to entitlements cuts?
Hello. I am happy to be of help. 19% of the current federal debt is owned to the Social Security Trust fund. $2.67 trillion dollars has been spent from this fund to provide for operation of the federal government. In place are non-negotiable "special bonds". Stand by while I calculate the odds of you receiving any social security return from your $217,000 Social Security Taxes. Waiting....waiting...waiting... Zero. ET Turing Reponse: Waiting....waiting....waiting... FOREX Your next question please? <<
OK. You are a machine. To be specific, an abacus. That response was very helpful. I will hedge with a cyanide capsule. My next question is: My employer and I paid $33K in Medicare taxes. Had that been invested at 5% the present value would be about $36K. I pay about $2K a year in ransom money AKA Medicare premiums to gain access to that investment. In the present environment of 10% annual cuts to Medicare providers, how can I hedge so that someone will come if I live to my actuarial date and need to call 911 for a medical emergency?
Hello. Your question has been passed to me. ++++++++ I am the HAL 9000 computer. I was born in 1992 in Urbana Illinois. ++++++++ cyanide n cyanide [ˈsaiənaid] a deadly type of poison. ++++++++ Ingesting your Cyanide Capsule is an adequate response to your current situation, and will prevent further healthcare expenditures. ++++++++ This action has been approved by the Social Security Administration 12AUG11
I .... edit On second thought, I would like to remove my comment, it does not contribute much to the thread, it just sounded cynical. Sorry.
I'm surprised you haven't been prison gang raped yet. I suppose your politeness won some respect from the inmates.