In 1958 Bank of America issued one of the very first credit cards called the "BankAmericard". Since 1958 and the movement of American families away from savings and into debt (unbiblical and against many americans religions at the time!) we have had some DRAMATIC negative affects in this country. Americans moving into a life of over consumption and ever growing ratios of debt to income has created some undeniable negative byproducts. The citizenry with ever increasing debt based spending created the situation to have a financial need (now building debt with their new credit instruments) for the woman of the house to move into the work force.......sorry kids!!! Yes, the family shifted their priorities away from a more directed daily involvement with their own children to a broken priority of getting the mom into the work force to enable debt payments and unneeded consumption......sorry kids! One car families would no longer work, so the need for a second vehicle came into play mixed with additional debt and yearly expenses. More clothes were needed for the second income in the family, and new spending such as daycare and fast food moved into families budgets now that mom was going to work each day and coming home tired. While parents decided to proxy off their required interactions with their children to the television, they were also conned into expanding debt based consumption through this same media. The televisions daily psychological barrage of improper financial activities, and glamorized consumption competition, increased the separation between the citizens current actions and their once upheld biblical teachings. The use of debt was made "hip" and competition against each other for the best of the block consumer items became our norms. Brainwashed americans both men and women were easily directed into overspending and excess with almost no fight. We should all take a moment to look back 50 years to the credit card of 1958, and realize how destructive just a small piece of plastic was to the foundation of behavior which once sustained a great country........Thank You again Bank of America, your masters plans were successful, you should be proud!!!