Has anyone noticed a lot of these questionable financial schemes and scams on Wall Street are from Harvard. Did harvard have business class in how to be a financial psychopath? How to disassociate yourself from financial destruction of your victims even if you take down a country or two? How to take bonuses now and pretend you did not know later? How to pretend selling premium is profitable until you blow up your fund or the financial system? To me I wonder how anyone would ever do business with a 50 -60 year old from Harvard again. You are just asking to get your faced ripped off. What turned them into financial psychos. No remorse for the victim. No win win. Just win and destroy. These guys were smart guys from Harvard... they could have done something decent and still made a lot of money. disclosure - this is not anti education. I have met some very fine people from Yale who ran hedge funds.