Does anyone here simply stop trading from May-October and go by the old cliche? On a side note, I was toying with the idea of sending my 401k-Roth IRA accounts to all cash during those times and then going long in mutuals during the other time? The reason why I ask is because this last May-June period was rough. I was thinking of at least eliminating May-June from now on. July-August seemed like good periods of time to pick up deals. Thoughts?