Something I saw in an article about Jim Cramer: "THURSDAY 401(k) Spotlight An every-day feature, Jim fixes a listener's 401(k). " Would you trust your retirement savings with this guy? He's a (former) hedge-fund trader, with no track record as a long-term buy and hold investor, which is surely the type of approach the average Joe should take with their pensions savings. Is he appropriately qualified to give people retirement advice? Besides, I thought you needed some kind of qualification to act as a personal financial advisor. If so, does Cramer have it? I wonder what would have happened to someone who's 401(k) Cramer "fixed" in 2000?