I don't think they can. If they do real estate will be even more under water. The average 30 year fixed rate is about 8%. Right now we are about 4.5-5%. Inflation is rising and needs to be stopped. Rates need to go up. Commodities like Gold and Oil need to be corrected. The Fed is trapped in the middle if rates go up...real estate and banking will be in even more despair. If rates stay low inflation will get even more out of control. What will the Fed do??