I think most of us would agree that consumer spending is one of the main components in what drives a nation's economy. I read somewhere that two-thirds of the economy is derived from consumer spending. Because of the recession for the past couple of years many people including me have begun saving money and paying down their debt. So if more and more people are saving more and/or paying down debt, wouldn't this put a damper on the so-called economic recovery? If fewer dollars are being spent on goods and services, wouldn't this cause unemployment to go even higher? What do you think?