yeah, at least you know you botched a great question but not using a poll. ask Mods to add one. some people may want to keep their technique private but may still vote in the poll.
another folder here, its a bit harder to "punch" true the paper with my finger.out of curiousity... what has been your risk/reward ratio using out-of-assample data?
YA, dont ya hate that?..When your wiping your ass and your finger punches through the paper and you end up fingering yourself in your own ass. However sometimes simply folding isnt enough. Try standing up and proping one leg up on the bathroom counter. The extra leverage can be helpfull. Rip youself a nice long sheet, and wrap your hand like a catchers mitt, and get in there deep!.