Hmmm....the IQ test might be your smoking gun. Btw, anybody who pays $20K for 1/2 carat diamond, regardless of color/clarity is a sucker. Even if you meant $AUD, that's still an absurd price. Would you mind humoring me, and posting a link to any merchant, anywhere in the world asking $20K for any type of 1/2 ct stone? This I gotta see. My wife's engagement ring cost me just over $21K. 4.27ct, I-VS2. To think I could have gotten a 1/2 ct rock for the same price...lol. " the gold is 24carat, to the value of over $3K retail" The bracelet in your pic contains over 7 oz. of gold bullion? She's gotta have some pretty thick wrists for that to add up. Is it like a waist bracelet or something? Edit: Just one more thing (I know I'm starting to sound like Colombo.) 24K gold Jewlery??? Within one week of normal wear, 24K gold jewlery of any type would be completely disfigured with scratches and little dents, which is why it's so rare. What's going on here?