With the continued shadow run, the likely http://www.collegenews.com/index.php?/article/wachovia_freezes_93_billion_college_fund_15923/ the possibility of a nationwide freeze or cap on bank withdraws is increasing by the day I would say from less the 1% 2 weeks ago to 5% now. Anyone setting up emergency cash on hand, maybe 10% of cash holding. I would imagine many people are similar to topping off the tank before the hurricane hits. I dont see a complete freeze, but definetly the likehood of a short-term turbelence is very high. The $700 billion will be a drop in the ocean right now.