First I want to say is that I'm only 22 and I've made a ton of mistakes, most of which are financial. To sum up the doo doo: 1. Two credit cards totaling $1000 that I don't make payments on for over 1.5 years. 2. -$600 bank account with National City, from 1 year ago. 3. $4000 repo balance on Toyota, which they are determined to get back. Toyota called me to inform me that they are perusing this in court. Other I'm guessing will follow similar route very soon. Problem: I'm unemployed. All I have ever accumulated in my life is in my brokerage account, and it's only $8000. I used to work for automotive supplier in MI for 3 years, now unemployed and on unemployment. I'm very much devoted to trading, and have almost doubled my account size. Now I feel like it's all about to go bye bye because creditors are not joking. They can go ahead and garnish my savings account that has balance of less then $100. Only reason for bank account is to fund brokerage account. But my brokerage account is sacred. Any advice to how I can prevent my trading account from those evil bastards? (It's not like I'll never pay em back, I would really like to, after I get situated, my credit is important to me no matter how messed up it is). After all, bank records will lead them to my trading account through history of ACH and Wire transfers (only activity on that account a side from deposits). I need to be able to trade. It's like the only thing I'm good at - to my surprise. Taking this away from me would force me to enlist probably in army. I know that discipline helps out in trading but growing up with a strict father is also pretty darn chaotic.