Many have criticized the level of educational debt and employment opportunities for new grads and even those with years of experience. However I have a different personal perspective. I come from Cuba, a third world communist country. There only a privileged few get to go to college. A must requirement is to be politically supporter and loyal to the regime. A small minority, those with an equivalent of 3.90 or higher can be very competitive. My GPA ranks between 3.3 and 3.5 and I never affiliated myself to any government political organization. Therefore, the fate of my college education was sealed. Still when I came to the US in 2000 at age 16 I thought only the rich could afford college, but as I approached graduation I learned otherwise. At this very moment I have an MBA in Finance, a BS in Economics. I love the education I have received, today I am a Senior Accountant on which position and employ a great deal of knowledge I acquired during my college years. The current crisis has left me with few employment opportunities. I make less than 40K a year and I have to pay a debt of 100K. During the last 6 months I have tried unsuccessfully to find a job paying me at least 50K annually but it has been disappointing. So I decided to give myself a short and long run solution. I am going back to school. This august I begin my Masters in Accounting at FIU. Hopefully, my new knowledge will help me to find better job opportunities (which employer respect even while you are going to school), and I will defer my student loan payments which are over 1/3 of what I make right now. Different from many guys here, I look to the future with hope, always with hope of a better future and I do everything in my power to better myself and my family (something you are very limited to do in a third world communist country). I will be always in debt to this country which gave me a home and endless opportunities. God Bless you all.