1) It takes me 3 days for my funds to settle after selling stock. I experienced this at 2 brokerages. Do day traders have special accounts that allow their funds to settle instantly? What is the name of these accounts, how do we get them, what are the extra costs / minimums? 2) Is there any website with an application to 'simu'-day-trade? I want to practice looking at charts, buying, selling, and seeing my P&L change taking into consideration commisions. Oanda had a great system to do this with Forex, is there any day-trading simulator for equities? Thanks!