Actually, I'm an A.E. for a Hard Money Lender that specializes in Residential & Commercial Loans for individuals with credit scores below 500. Hence the handle - "Sub 500 FICO".
Gotcha, may want to squeeze "Rep" in the handle or someone might get the wrong impression. I hope I never have to do business with you!
Sounds interesting. I hope you're not in the collection department too. What's the typical 30 year home mortgage rate you've been quoting lately?
Our rates range from 9% - 15% with 3-5 points. We do Residential & Commercial. We also have the best Rehab Program going. Most people use a Hard Money Lender, not because of credit issues, but rather because we can do the strange and unusually loan scenarios that banks can't underwrite.