One ran into the left rear quarter panel of my Xterra today. He had proof of insurance for his '89 Sentra from some noname insurance company but no drivers license or other ID (said it was in his other car LOL). I couldn't understand what he was saying most of the time. The damage was just a foot long dent and paint scrapes. He didn't seem to be a bad guy so I didn't call the cops on him. Aren't I nice!