I like cash - having a nice roll of bills in my pocket. Never had a credit card, never wanted or needed one. I buy everything with cash or use my debit card. I have been able to travel and do everything people with CCs do.
You could have traveled a lot more or at least in business class if you'd put all your charges on a miles earning credit card!
The airlines I use have a miles reward card - and with the money I save not paying CC interest + service charges I have more $ to travel with.
Did you mean "don't have a miles reward card"? Just so you know, you pay no interest if you pay your balance in full each month. And there are free miles cards, even if you pay $45.00/year as an annual fee, if you redeem for business class you can easily see $.05-$.07/mile I'm value so you'll overcome the fee in your first couple months. Also, you may want to see if a partner of the airline you fly has a card, you can then use those miles to redeem for flights on your preferred airline. Just out of curiosity, where in the world is there a major airline without an award credit card?
Why have a CC where you are paying interest and service charges? Again, you are paying the CC merchant fee for your purchases whether you use a CC or not since the cost is added into the price you are paying.
Still waiting for you to prove this one, see my earlier post. Like I said, I know a bit about this and know of no way to purchase a credit or debit card user's purchase history. I think your tilting at phantoms of your imagination here.
I do not have to prove it. In capitalism. most is free to do unless there is STRICT PROHIBITION by written law. Now you prove there is prohibition.
I don't understand your logics sir. None of my CC has annual fees including my airlines credit card. I got free use of the money for a month, paid them off before interest charges, and got cash back or miles back. What is not to like?
You are missing some important logic circuits there my friend. You claim that credit card companies are selling purchase data. Simply because they could sell the data in no way means they are selling that data. Your assertion that they are is simply incorrect, absent some backing which you are apparently unable to provide. I'll give you a little paranoid analog: You could be sitting on the public street outside my house watching everything I do, there's no STRICT PROHIBITION by written law against it. Does that mean I can accuse you, saying that you are sitting outside my house watching everything I do?